Terms of Use

Please read these terms before using this calculator.

Acceptance of Terms

By accessing and using ontarioraisecalc.ca, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this site. These terms apply to all visitors and users of ontarioraisecalc.ca.

Nature of the Tool

Ontario Raise Calculator is a free, browser-based estimation tool designed to help Ontario employees understand the approximate after-tax impact of a salary increase. All calculations are performed locally in your browser using 2026 tax rates published by the Canada Revenue Agency (CRA) and Employment and Social Development Canada (ESDC).

This tool is intended for general informational and planning purposes only. It is not a certified payroll calculator, a tax preparation tool, or a substitute for professional financial or tax advice.

Accuracy and Limitations

Results produced by this calculator are estimates. They are based on the 2026 federal and Ontario provincial tax brackets, CPP contribution rules, EI premium rates, and basic personal amounts as published by federal and provincial authorities. The following are not accounted for and may affect your actual take-home pay:

Actual deductions from your employer's payroll system will depend on your specific TD1 elections, employer arrangements, and applicable provincial rules. Always verify results with a Certified Payroll Professional (CPM), the CRA's Payroll Deductions Online Calculator at canada.ca, or a qualified tax advisor.

No Professional Advice

Nothing on ontarioraisecalc.ca constitutes tax advice, financial advice, legal advice, or any other form of professional advice regulated under Canadian law. The information provided is for general educational and planning purposes only. You should not make employment, financial, or tax decisions based solely on the results of this calculator without consulting a qualified professional.

No Warranty

This tool is provided "as is" without warranty of any kind, express or implied. We do not warrant that the calculator is free of errors, that tax rates are current at any given moment, or that results are accurate for your specific circumstances. Tax laws and rates change. While we maintain this tool using current published rates, you should verify any material figure against official CRA or ESDC sources before acting on it.

Limitation of Liability

To the fullest extent permitted by applicable law, the operators of ontarioraisecalc.ca shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or reliance on, this calculator or the information it provides. This includes but is not limited to errors in estimated tax values, decisions made based on calculator output, or loss resulting from inaccurate results.

Intellectual Property

All content on ontarioraisecalc.ca — including text, calculation logic, design, and structure — is owned by or licensed to the operators of this site. You may use this tool for personal, non-commercial informational purposes. You may not reproduce, republish, scrape, or redistribute the calculator, its underlying logic, or its content without prior written permission.

External Links

This site contains links to external sites including calc-hq.ca and the Canada Revenue Agency website. We are not responsible for the content, accuracy, or privacy practices of any linked external site. Links are provided for reference only.

Changes to These Terms

We reserve the right to update these Terms of Use at any time without notice. Continued use of this site following any changes constitutes your acceptance of the revised terms. The effective date of any revision will be reflected in the content of this page.

Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Contact

Questions about these terms can be directed to [email protected].